The best way to answer both questions is with a load test. I use a load test on my computer every day. It comes with the Windows XP operating system. It's called Load Test, and it's free to download and install.
The second way I use my bandwidth is for email. I have a lot of email accounts, and on average I check them every hour or two. Some accounts are checked more than others, and there are also times when I check particular accounts more often than others. To complicate things, I also have a couple of virtual mail accounts that might send me mail every 5 minutes or every hour. Not only do these virtual mail accounts use my bandwidth, but they also use my bandwidth when I check my email.
So if I want to know how much of my bandwidth I'm using, I have to ask two questions:
How much is left over after I do all of these uses?
How much of that bandwidth is left over is actually available to me?
The two numbers won't be the same. They'll be different, because I have different uses of my bandwidth. With Load Test, I can compare the two numbers on the same day so I can gauge the effect of using all of my bandwidth on my network.
The first thing I do is shut down all of my applications that aren't using the internet. I use the Control Panel's System Tray icon to quickly switch my applications to the off (closed) state. The first time I run Load Test after my computer is shut down, I can see the following in the System Tray. You'll notice that the graph shows up immediately as the test begins.
When I boot up my computer, Load Test is automatically started with the operating system. I use Load Test to tell me how much of my bandwidth is left over after I'm done using my computer. I also use Load Test to tell me how much of my bandwidth is available for me to use.
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